Proverbs 22:6 is pretty accurate. It reads, “Train up a child in the way he should go, and even when they are old they will not turn from it.” Well, I was “trained up” to spend a lot, save very little, and borrow as much as you want as long as you can make the minimum payments. I knew absolutely nothing about money at the age of 17. So as I left home for the first time, my first financial decision was take on an out-of-state tuition school and start a very long relationship with someone named Sallie Mae. Sallie gave me all the money I needed for college. It didn’t even occur to me at the time that I would have to pay her back some day. In fact, I naively assumed my parents would take care of it. I found out the cold hard truth after graduation when mom handed me the Sallie Mae letter.
No problem, I thought. I would land a big job with my marketable history degree and all would be well. To make matters even worse, I decided that right out of school I needed a wife and one of these: [Read more…] about My Story Part 1- The Early Days